Commercial Insurance

Your business is your livelihood. Unfortunately, businesses can be destroyed by disastrous events, such as a fire or a lawsuit. The right insurance coverage ensures the continuation of your business, protecting the financial security of you, your family, and your employees.

At L&Y, our dedicated commercial insurance team has the expertise needed to help you identify the risks your company faces. We are committed to working with you to assemble appropriate, cost-effective insurance solutions that address your unique business circumstances.

Our comprehensive list of commercial insurance lines includes the following policy types:


Property Insurance
  • Building, Equipment, and Stock
  • Condominium Corporations
  • Hospitality Industry
  • Commercial General Liability
  • Mercantile & Manufacturing
  • Small Business Owners Insurance
  • Business Interruption
  • Course of Construction

Commercial Liability
  • Contractors Liability
  • Daycare Liability
  • Products & Completed Operations
  • Environmental Impairment Liability
  • Umbrella & Excess Liability

Professional Liability
  • Errors & Omissions
  • Directors and Officers Liability
  • Pollution Liability
Automobile Insurance
  • Individual Commercial Automobile
  • Fleet Commercial Automobile
  • Garage Automobile
  • Non-Owned Automobile

Bonding
  • Fidelity Bond
  • Employee Dishonesty
  • Surety Bond


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